Mortgage Rate Calculator
Adjust the inputs below to see your estimated monthly payment across every loan program we offer. Sample rates only — contact us for your personalized quote.
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This calculator uses your entered rate for illustration only. Contact Mason for a personalized quote with no credit pull required.
Get My Personalized Rate (713) 249-3867Selected — 30-yr Fixed
30-year term
$1,991
$438
$131
Loan Amount
$315,000
Down Payment
$35,000
Total Interest
$401,765
Total Cost
$716,765
All Programs — Side by Side
Default rate: 6.5%30-yr Fixed
Conventional
$2,560/mo
Est. total interest: $401,765
15-yr Fixed
Conventional
$3,313/mo
Est. total interest: $178,918
5/1 ARM
Conventional
$2,483/mo
Est. total interest: $374,030
Rate adjusts after 5 yrs
FHA
Government
$2,454/mo
Est. total interest: $411,113
Includes MIP
VA
Government
$2,403/mo
Est. total interest: $392,468
No PMI required
Click any card to see the full breakdown above. Rates are sample rates — NMLS #2705180.
Disclaimer: All rates and payment estimates shown are for illustrative purposes only and do not constitute a loan commitment, offer, or guarantee of any rate or term. Actual rates depend on creditworthiness, loan-to-value ratio, property type, and market conditions at the time of application. Tax and insurance estimates are approximate and will vary. PMI estimates assume 0.5% annually and may differ. NewTrust Mortgage Inc. | NMLS #2705180 | Equal Housing Lender.